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Finance & FinTech

FinTech software with payment flows and audit trails that stand up

Payment flows, lending journeys and reconciliation tooling with an audit trail that stands up.

  • Custom software
  • Web development
  • Mobile app development
  • Node.js

How we approach finance & fintech

Financial products are mostly state machines with legal consequences. We model them explicitly, test the unhappy paths hardest, and instrument everything that touches money.

Financial products are mostly state machines with legal consequences. A loan, a payment or a wallet balance moves through defined states, and every transition has to be correct, logged and explainable to an auditor months later.

We model those states explicitly, test the unhappy paths hardest — timeouts, duplicate callbacks, partial refunds, reversed payments — and instrument everything that touches money. Reconciliation is built alongside the feature, not bolted on after the first mismatch.

Tell us about your finance & fintech project

An engineer reads it and replies, usually within a working day.

No sales sequence. One reply from a senior engineer, usually within a working day.

What we build

Software we build for finance & fintech

Scope is agreed line by line in the first week. This is the menu it usually gets drawn from.

  • Payment gateway, UPI and payout integrations with idempotent processing
  • Lending journeys: onboarding, KYC, credit checks and repayment schedules
  • Wallets, ledgers and double-entry transaction records
  • Automated reconciliation against bank and gateway settlement files
  • Admin consoles with maker-checker approvals and full audit logs
  • Encryption, access control and security reviews built in
Services

The services this usually involves

Each one has its own page with the stack, the scope and how an engagement runs.

Custom Software Development

Internal platforms, integration layers, data tooling and AI-assisted workflows, built to be handed over rather than hoarded.

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Web Development

Product surfaces, customer portals and marketing platforms built on a typed stack with tests, previews and a real deployment story.

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Mobile Application Development

Native and cross-platform product work, from concept validation through store release and the release train that follows.

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Node.js Development

APIs, workers and integration services with real observability, backpressure handling and a deployment path that is not a mystery.

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React Development

Component architecture, data-fetching discipline and rendering performance for interfaces that stay complicated for years.

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Packages

Our Website Development Packages

Fixed-price builds for the websites businesses ask us for most — from a four-page static site to a fully custom Laravel store. Each package spells out what is included, links to live sites we have built at that level and demos you can click through, so you know exactly what you are paying for before work starts.

5-8 Pages

WordPress Dynamic Website

₹25,000+18% GST

Demo links

  • Normal theme
  • Up to 4 banners on the home page
  • Dynamic website
  • Up to 8 pages
  • Query form with 4 fields
  • Social media page linking
Ask about this package
10 Pages

Dynamic Website

₹40,000+18% GST

Demo links

  • Technology: HTML5, CSS3, Laravel, MySQL
  • Responsive design for mobile
  • Normal theme
  • Up to 4 banners on the home page
  • Dynamic website
  • Up to 10 pages
Ask about this package
15 Pages

Professional Website

₹49,999+18% GST

Demo links

  • Technology: HTML5, CSS3, Laravel, MySQL
  • Responsive design for mobile
  • Visually appealing theme
  • Up to 4 banners on the home page
  • Dynamic or static website
  • 15 pages
Ask about this package

Prices are in Indian rupees and exclude 18% GST. Domain, hosting, paid themes, plugins and app subscriptions are billed at cost. Somewhere between two packages, or need something that is not listed? Ask for a quote — it usually takes one call.

Finance & FinTech

Finance & FinTech: the questions we get asked

If yours is not covered, ask it directly — the reply comes from whoever would lead the work.

Yes — UPI, payment gateways, payouts and the common KYC and bank-verification providers. Each integration is built so that a timeout or a duplicate callback can never charge or credit anyone twice.

Every movement is written to a ledger as balanced entries, every external call is idempotent, and reconciliation jobs compare our records with the bank and the gateway every day. A mismatch raises an alert instead of waiting for a customer complaint.

We expect to. We share architecture and data-flow documents early, fix findings from security reviews and penetration tests as part of the engagement, and keep the audit logs your compliance team will ask for.

With a paid first week. Two of us read what you already have, talk to whoever runs it day to day, and write down what the build has to do, the trade-offs and a price range. You keep that document either way. After that we work in two-week blocks with a preview link from day three.

Yes, from the first line. The work sits in your repository, under your accounts, on your servers. There is no Clownmind framework you have to keep paying for.

Building something in finance & fintech?

Thirty minutes with an engineer, no deck, and a straight answer about whether we are the right studio for it.